Thank you everyone for all the help, it seems Viking and Janome are the top winners here. I also have a Bernina store less then 10 minutes from my house so I am going to check them out as well.
As for fabric, I love scrappy quilts, but I am also in love with the Stack and Whack quilts. So I guess if I bought 2 yards of fabric to stash for scrappy quilts and then 5-10 yards of fabric for my Stack and Whacks then I should be good. I'll still buy my fa quarters for throw quilts, baby quilts, and wall hangings.
Rosie the Wyldwytch