You should plan to keep the whole thing if she refuses to meet your price; you have too much invested in that quilt to tear it apart now. She won't find anyone to make something that special for anything less than $200! I used to make baby afghans and often tried to sell to supplement my single-parent income; I just quit trying when I realized I couldn't get a decent price for the time I had invested. Seems like a battle you are dealing with your quilting now. Stand your ground; you can surely get a decent price for it elsewhere.