Wow!!! Let that be a lesson to all who quilt for others. Get it in writing (even for friends and family) and get at least a 50% deposit. That way, it will cover your materials if they never take quilt. I have only been left with one quilt that was never picked up. For a custom quilt like that I would've charge at least $300.00. Hate to say it, but I wouldn't give it to her for $60. Make her pay you at least the $125 you discussed previously and the cost of the materials. No discount. Don't mean to sound horrible but your work is work. Could she have made it? As an artist you are only appreciated if you appreciate yourself!