Ok, ok... I've done as much as I'm comfortable with doing. Here's what I've found out:
I removed the screw that changes the stitch length and put it back together. I've oiled everything I can. I cleaned out the bobbin area and feed dog area.
I did figure out that the motor will run just fine as long as I don't put the pedal all the way down. So I have let it run and run to try to loosen things up.
She makes the most beautiful tiny stitches!!
She cleaned up very nicely. The only (other) complaint I have is that my bobbin didn't wind evenly. That's not a big deal, because I can wind her bobbins on another machine. Her decals are in very good condition and she even came with her original (stinky) box and foot pedal!!