Maybe what you should ask yourself is just what is attracting you most to the quilt. For me it's always the fabrics used versus the pattern. If you love the pattern, you might want to venture out on your own with other fabric and maybe save some money. If you love the fabric and can afford it, treat yourself to the kit. It does seem expensive to buy that way but by the time you search for the fabric, spend your time and gas looking for it....... The advice given as to not wait too long too start it is spot on.