I used to use Warm & Natural all the time until I discovered the Hobbs 80/20. I love it! It feels a little lighter to me, and since I don't like a lot of weight on my feet I like it better. It washes up nicely! You do have to quilt it closer than the Warm & Natural. I believe up to 4" apart, as opposed to W&N's 8-10" apart. I have not tried the Polydown, so I won't comment on that. You might want to buy one and try it out so you can see the difference and give your customers some firsthand opinion of it.