I'm glad you started this thread, because you've addressed the same issues I have with Warm and Natural. I bought it because so many here on the board recommended it, but was disappointed in how thin it was. I feel it is fine for tablerunners and wall hangings, but I prefer a high loft in my bed quilts. I have used Quilter's Dream Puff in the past and will go back to that for bed quilts and keep the Warm and Natural for my tablerunners. I have to admit, I don't actually use my quilts when sleeping--just for looks--so I've never noticed if they were warm or not. And when gifting them, I think the high loft looks better. This has been an interesting thread to read.