If you are getting the Pallette that is super. That thing is very expensive. Almost as much as the machine, maybe more. I'm not sure if the Pallette comes with a card. Surely it does. Cards are about $69. to $99. depending on where you buy it. The machine only has some built in embroiderey designs & letters fonts. They are nice & will get you started. I have used quite a few of them. There aren't any quilt designs though. The sewing is OK. My problem was with decorative stitches. I really need to practice more on them. It sews denium ok too. If you will PM me I'll give you my email address & phone number if you want & when you get machine I can talk you thru some things. This lady really had some investments. The Elleago is more than $4000.00 & Ellure retails for almost $2000. 00 unless you can catch a sale. The Pallette depending on which one you get is way up there in price. You are getting a good deal. I will try & help all I can Deb