I don't know, even for me it was hard to wrap my head around the price tag, but I feel it has been worth it and already made some money off of it already, but mostly its to enjoy. I don't have a fancy car, I never get new clothes, haven't bought a new bra in a decade, don't have cable, eat pb and j for lunch, I figure I am entitled to have at least on nice thing in my life. Payments make it affordable, and I never thought i would spend that much but never say never