I've always been frugal but I am glad I have a good stash to work from. I only purchase fabric for backs or borders. The expense that really takes a chunk out my budget are dentist visits since retirement. We used to have partial coverage but now $200 to $300 a visit makes me sick. Why do all the expenses of growing older have to come when your income is getting smaller? When they say trim the fat from the budget....I say I'm already cutting down to the bare bones.