You are already doing a good job at cutting cost. You can change out your light bulbs to energy efficient. I know that in the beginning it seems expensive but in the long run they last longer and take less energy to run. I get them at Home Depot and they have some at a good price. I cut my cable down to just getting basic TV for the reception so it is only 21 a month instead of over 60. I have a sprint cell phone and I got a sprint house phone; they switched my home # so I got to keep the same # that I've had for over 20 yrs. Now I get long distance for free and caller Id, before I would have been spending around 45 for these same features thru the cable co and now I spend 20; plus I use my employee discount to cut my cost of my cell phone bills; most companies you can get a discount with. I'm getting ready to buy a reqular cell phone and switch out my smart phone which I love but you have to have a bigger plan so this will save me more money. I'll keep my smart phone so that when things get better I can go back to using it. Thru Craigslist I found one lady who for making her some baby quilts that only took sewing two pieces of flannel together and birthing them and top stitching them around the edges and she supplied the fabric. In exchange I got alot of free fabric that was great and some very expensive. Then I found another lady who had lots of fabric that she wanted to give away because she decided she would never use it. So I went from not having a stash to having a nice one and now I only buy if I "need" something for a project. Which goes along great with my plan not to start any new projects until I get the old ones completed with the exception of my monthly embroidery club. I also checked around and switched car insurance; I went from Geico (which I loved) to Nation wide and saved a 120 a month and got better coverage. I had to skip a payment so that one company would listen to me that thier interest rate and payment was too high to handle and then they lowered the interest rate to way more than half and lowered my payment so now more of my payment actually goes to lowering my bill. They wouldn't do anything as long as my payments were up to date. It's crazy how you have to do things sometimes. Good luck on your cutting cost, I'll be checking here for more ideas too.