we have cut back, no more eating out, no more magazines and I quilt with what I have. I also make a huge pot of soup with all veggies and we make 1 meal a day of that. I think things are going to get much worse, the cost of health insurance is going up50 to100 per cent in the next year. We no longer have insurance, self employed and the cost went up to 1500.00 per month!! We had to choose, mortgage or insurance!