My DH planned for our retirement very carefully. We did several major home repairs before we both retired, so hopefully the next major thing is a roof in about 10 years. We are saving for that and a new refrigerator. My fridge is 17 years old so I know the next one will be much more energy efficient.
We saved $75 a month getting rid of cable TV. We put in an antenna, got a Roku box and have Netflix for $9 a month. I watch PBS on the antenna and tv shows on Netflix. The best part is no ads!