I just read a report that an average family health insurance cost per year is now just over $15,000. Obama care made health insurance mandatory for everyone and in most states health exchange programs will help to pay for some of the health insurance premium cost, however there has surfaced a large number of income classifications that will NOT qualify for any help with the cost of premiums. The report I read said that Congress is trying to help with that by making it so that these families are not charged with breaking the law by not having health insurance if they cannot pay the $15,000 plus for premiums. We aren't in that category, but our health insurance premiums have just increased by over $2400 for the year and our benefits have taken a drastic drop. My husband has failing kidneys and 3 other diseases. What are others doing to help with these expenses this year? This is a bad hit to our budget!