No, you are not a meanie !! This woman is not a friend. She probably has a kitchen, does she cook and bake for your family ? I have learned to say no and mean it without guilt. I had a very good friend ask me to make a queen size quilt for her and she would give me $25.00. I was just starting to quilt and had no stash at all, my first quilt had cost me over $200 with the fabric and batting so I knew that $25 was nothing. I just told her I was not good at quilting yet and maybe someday ........ Good Luck.