No problem here with PayPal. Ive used it since is first came available. Mostly I use it like a swap on Ebay. I sell something, the money goes to my PayPal account, I buy something it comes from the money in my PayPal. like the online quilt shops that use paypal. One click and I'm done. One thing never never send your password to PayPal. They never ask for it through an email. That is one way to get your account hacked. They never send you an email asking you to supply your password or account info to a paypal link either. I don't use my checking account for Pay Pal jus credit card that is for online stuff only, it has a very small limit.