I have never had an appraisal done nor sat in on one. But it sounds fascinating. I keep thinking that I should get a couple of my quilts appraised. May I ask the name of the appraiser? Did you use a certified quilt appraisaer? Was the quilt appraised for insurance value? I understand that there are different values that appraisers appraise for. Like: insurance, retail, replace and there is another catagory that I can't think of right now.