Having an adopted daughter myself, I can say that you need to be a bit careful with phrases. I do not care for any of the ones you listed, but here is one I do like:
Having a place to go is home,
Having someone to love is family,
Having both is a blessing.
The above is rather long, so I would find someone with embroidery experience (and an embroidery machine!) to do the phrase. I believe there are several on the QB who would be willing to do this for a nominal cost.
It's lovely that you are doing this for the girl.
Edit: I would take out the punctuation in the above and center each line. Here is a link to the website that provided the example:
http://bashzone.com/quotes/1765/having-a-place-to-go-is