I agree with Paper Princess. Because people who don't quilt don't have any idea how much all this stuff costs, and no concept of the amount of time it takes to put it all together, any quilt made by request, needs to involve the requesting person in the purchase of fabric and notions and a clear agreement about what your time is worth. Once it's all done, you can "gift" some portion of your labor if you choose but that way, they'll know what has happened. I should say here, that outright gifts for family don't fall into this category. Would take a lot of the shine off the gift if you did this--rather like leaving a price tag on something. But it does avoid surprises if someone is paying for part of it. Actually, I think we might all consider keeping better track of what our hobby costs. I know I should.