I just have to comment on this! I have NEVER made a quilt for anyone who wanted me to do it for pay! (very awkwardly phrased). First, I don't have enough quilting experience. BUT I do realize the costs involved. Last year, over several months, I purchased a series of reds and whites for a very large Log Cabin quilt. Then, I ordered by dye-setter solution and spent MANY hours working on setting the dyes. I have over $350 in materials, not including thread, batting, backing or anything else. I have to say that I was very good at shopping for the materials I chose, so my costs weren't higher. For what it's worth, my husband was a very skilled cabinet maker, God rest his soul, and people never failed to be SHOCKED (totally) at the costs of materials, finishes, etc. We all have to be very careful if we're doing something for "hire"; otherwise we get totally shafted. Though not a highly experienced quilter, I have seen this happen over and over and over and over again! Protect yourself!
Jeanette Frantz