I only use one credit card and had it replaced replaced recently. My bank gave me their direct phone number which I just used last week. Seems that someone has used my old, old, old (as in 8 years or so ago) credit card number to charge $85 worth of something. I had no idea of the charge until a statement came. The fraud department is checking it out...and it was charged in Texas which I haven't been in since 1985!! We have always cut up (before shredders) old statements and credit cards. How this old number was found, I have no clue. Discouraging to think other's want to steal my money.