When we were south this winter we had these charges some through for ITunes. There was 6 debits for the same amount. I phoned our credit union and they had me phone ITunes. So this was like late on a Wednesday. There was no way to phone them so I sent them an email. Well by the next morning the debits had all been refunded. So I think ITunes must of been compromised. We didn't have any other problems thank goodness!