have to admit to missing a few things but they never have come up. But traveling to and around other counties done that since I was 16 and had a 7 year old to take there with me to see to. being a Miltary wife I had to take care of eveything since DH was gone at least 6 months out of the year.I guess if the other stuff comes along I'll just have to figure it out like i always have. That is quite a list.