I joined the moratorium over a year ago and feel very good about it. What pushed me into it was my advancing years and heart problems. I feel guilty knowing that my daughter, who has no interest in quilting, will be the one to deal with all this stuff when I'm gone. It's relatively easy to just buy fabric needed for backs or borders. If Hobby Lobby still had the same quality, selection and prices that they had 10 years ago I'd be in a world of hurt, however.