Another issue to be aware of: We recently purchased a 2010 model car. We were planning to pay in cash (savings). Somehow the dealer talked us into financing thru them and then sold us this extended warrently. It included "benefits" like car'd be paid off if one of us died, tires replaced if damaged, paint dings fixed, etc. He quoted us the cost of each "benefit" per month. All of it sounded quite reasonable. Total of this additional package was alittle over $110.00/mo. We got home and figured out we'd be paying over $6,500 more once this was added on to the financing. None of this was nec. Car could be pd off w cash or life ins money. And $110/mo covers alot of tires and dings. Our son called them right away, shared his thoughts w them (to put it nicely) and the next morning we paid them in cash. Deal done. This must be why on buying cars, the customer has $24 hrs to change their minds.