Just to give you all a "heads-up" - I have one credit card that I rarely use - I used it to ordered something from Walmart for my niece. Next thing I know, I am getting an email from Bank of America telling me that my card had been compromised. Someone had charged $1500 in airline tickets, some music downloads from Walmart, and some Skype calls. The bank denied the charges for airline tickets and the music downloads and credited my account for the Skype calls . I had to close my account and open a new one with new cards. But my point to you is that the only place I used that card in over a year, was Walmart. Walmart never notified me that there had been any problem. Wouldn't they know??? I will not order from their website anymore. I am not a Walmart fan to begin with; this just reduced my opinion of them even more!