I do hand quilting and I won't spend money on stencils. I draw my own or print them off the internet. Then I glue it to pressed cardboard like cereal boxes and cut out.
I buy my scissors at the Dollar Tree- everything's a dollar- cause I hate spending money on scissors that might get ruined or lost.
Fabric. I buy clothes at the thrift store for fabrics. only exception is white. I buy quilt backing for white fabric.