I'm retired, though not my choice- got laid off at the same time my husband became disabled. Fortunately, (although my husband things unfortunately) I had accumulated a good sized stash from when I was working full-time. Since we are both now on SS with limited resources I'm glad I have that stash - I just made a twin-sized quilt for our DGD entirely from my stash, plus other quilts and quilted items. Quilting is my sanity for being with my DH 24/7. Have you thought about a crazy quilt or a quilt made entirely made of your scraps? I would stretch your comfort zone whenever possible.