Maria,
I am with you. Making the tops is the tedious part for me. I could spend all day hand quilting. I have done one queen size wholecloth and lots of smaller ones. I have another queensize wholecloth kit that I can do. I just might get it out this winter. I also love the preprinted panels. With the addition of a border or two they are ready to be quilted.
I love fabric and have an enormous stash. Making the top is the stumbling block.