Buy from a dealer check and see they may have a trade in. Do not buy such an expensive machine from Ebay. Better to have a instructor and place to take your machine..Dealers need to be certified before they sell any machines. The y go to the Bernina school and are properly trained to teach you how to use your machine. I use to work in a quilt shop and my bossand her mom were certified dealers. Best route. Bernina has a credit card that one can apply for. Just a thought!!!! :wink: :D