Judy, so are sooooo right on that topic, and I think that's the end of that!!!!
On another note, I went to pick up jewelry yesterday from my jeweler that;s been sitting there since may. I kept going on the wrong days and he was closed. so I saw a nice tennis bracelet. brought back my mil to get her opinion. wrong!!!!!!!!! she got the white gold, I took the yellow gold. i'll be picking it up in a month or so, on lay away now. it's 5 carats of diamonds set in 14k gold for $1,500. I think I got a great deal. I never pay over cost. got it for less than his replacement price. now to pay it off...and I want to buy fabric too. I can always sell it if I need more money for fabs.