I buy from lots of online shops. I rather use PayPal. I don't have my checking account info on Pay Pal, just a local bank credit card. Never use a bank debit/credit card to shop online. I use a local bank credit card with a very low credit limit for online shopping. We use LifeLock credit protection too. Discover is the only card I've had trouble with. After getting three new accounts because the others were compromised I dropped them.