Sew wherever you can. Some folks here sew out on their sun porches!
I have quilts my great-grandmother made in the 1920's out of old shirts, pants, and dresses that she would take apart and use any fabric that was still "good" in the quilt. They are fine, and I use them!
You don't need any fancy machine to quilt.
Finally, if you wait until you "have more resources," you won't do it. Jump in, do what you can, come on here and ask for help. Welcome to a great group of folks who love quilting and also love to help other quilters. :-)