Perhaps I am OCD, but I sweat the small stuff. If I cannot get past the writing part, I can't make myself write or read a post.
Just now I went to the settings again and switched back from WYSIWYG to Standard Editor with extra formatting controls. The warning there is that not all browsers will work with every one of the settings. The warning also says if you experience problems when posting messages, try switching to a different interface type. That makes sense.
You can see, with your help, I have solved my problem and am so thankful to have smart ladies on this board to help me.