The best for me was to raise my deductible to the highest amount and then double our contents amount. Our policy is cheaper now then it was before the change. With doubling our contents amount we were able to drop the riders for some collectibles we have. We're not overly worried about theft so if that is a concern a rider may be better.
Last edited by BellaBoo; 09-05-2013 at 04:28 AM.