Good Luck finding your perfect place.. Consider Springfield Missouri. One other consideration is that Missouri has some of the LOWEST real estate taxes. Oh yes, it does get hot in July and August, and tornadoes appear on the outskirts; but if you like to gamble - 1 1/2 hours away are some great casinos, LOTS and LOTS of quilting groups (Ozark Piecemakers for one) friendly people, hospitals, etc. Just a thought tho - Im afraid there will be NO ONE place that will match your list - good luck!