We just finished our first cruise. We purchased a spa package on the first day and that allowed us to use the whirlpool/hot tub/sauna area as many times as we liked. We took formal wear for the two nights of such, and only dressed for one. We've eaten at plenty of formal dinners, so we only went to one of the formal nights. (The buffet food was just as good, but without the silver and china and servers.) With our cruise line, we paid (included in the package) a gratuity for each day, so we didn't need to tip anyone. You can easily spend money. There was a ship's store, art gallery, photography gallery. Trust me, you need to set a budget before ever stepping on the ship. There were entertainment shows, casinos, and lots to do while we were at sea. Our ship also had a library. I wore dressy slacks most days. Hope this helps! :-)
Last edited by coopah; 09-21-2013 at 06:07 AM.