My BFF, (rebeljane on QB) and I have noticed a lot of quilters will avoid binding at any cost. I think sometimes it's a case of convincing ones self that they can't do it. We can't see why it scares them so much. If someone is just new to sewing, fair enough, but we've seen quilters of long standing who dread this finishing of their quilt. We have only been quilting for 9/10 years each but love getting to the binding as it means the quilt is about finished and we can start another. We both stitch binding down by hand at the back.
Don't let it beat you ladies, you are all better and braver than that.