Turn down heat during the day. Start a budget plan with utility companies. Buy only groceries you'll need for the week but stock up on family packs of chx, pork and freeze serving portions. Buy larger toilet paper and paper towel packs as will cost less. Stay home on the weekends and don't shop online. If it's under $10 and you have to have it, buy it. If $10.01-$25 take an hour and come back. $25.01-$50 take a day and $50+ take a week. If you buy clothing don't remove the tags immediately and if you haven't worn them in 7 days return them. Oh, the best one, pretend you're broke.