Kiffie, i'm pretty laid back too. I used to be over hyper ( I have a.d.h.d. and can be overactive)
my friends know I have to get stuff done weeks head of time. used to be, i'd start Christmas shopping in January and be wrapped by june. now I just have to be done by Nov. 15. then the leftover money goes to extras. like yucky stuff, you know, socks, underwear, or for good stuff, a new coat for my son, (fur ined of course, that was last year), or extras for dh or friends, my donations are taken care of during the year, and dropped off as soon as they will take them. i'll send my cousins stuff out mon. they live a state away. and one in Georgia.then when the bills come in, I can pay them off right away. I chg to get the points. Walmart used to take the points so i'd take a card for them to get fabric. not anymore. I just can't sit still, gotta keep on moving, do something, time is to precious to waste.