It's done... Not anywhere near perfect because I'm a beginner FMQer...but as you say on the quilting board, better done than perfect! And, as quiltstringz said, she's one, she won't care how it's quilted. So, it became a practice FMQ quilt. I learned that I needed to adjust the top tension, else it was loopy and scratchy on the back, and that I needed to relax to make smooth curves. So, the back is not pretty, but I know I'll get better... The quilt gets sent today, and it should arrive on her birthday! Thanks for your encouragement. Overall I'm still pleased with how it turned out.
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