Thanks, everyone. I knew it's a personal choice, but I was interested in the reasoning, especially as far as the stretch thing goes. I had a wall quilt a while back that was what I call "potato chipping," that is hanging in a wavy fashion, not flat, and someone told me it was because of the way I cut the borders. Of course other factors apply to that, too, such as the quilting. Anyway, you gave me some practical thoughts which I'll consider when I cut it. I really find cutting across to be easier, and usually cut the selvedge after I do that instead of cutting the whole selvedge down the yardage. I find that to be difficult and I throw out selvedge anyway. But I think I'll do that for this quilt. It's kind of an ugly quilt anyway, made from Blocks of the Month drawing at my guild. Mostly I want to use it to practice quilting on my Sweet 16. Then I'll give it away.