Thanks again for the help. I looked at the cost of making the simple IC quilt. The front/backing/batting/thread etc. will cost big $$$. Fabric is so expensive here but I am determined to make this quilt. I have decided to wait until January to start it. I won't be so stretched for money then. The quilt will be given a bit late but better late than never!
You are all so generous with your advice and encouragement. This board is truly a blessing to so many of us quilters and sewers.