I went to Target one time last year and it was one day during the breach! Ugh. My bank has already sent out notices that they are on top of it. No pins were stolen just credit card info. The real trouble will come months from now after the info is sold on the black market and then re sold. It's not to run up your credit card the reason the info is sold. New accounts can be opened using the credit card info and bank loans obtained. Everyone needs ID fraud protection on all credit accounts. What I don't understand is no one ever gets prosecuted even if caught. I haven't found one report of any credit card ID theft ring being sent to prison just that they were shut down.