I made a queen sized quilt in a simple pattern for my SIL's stepmother and I charged $500, and that was the family rate. It was a pattern and colors she requested so I first drew up a contract so we each knew what was expected of the other, then I had her pay half up front so I could buy the fabric, thread, etc. Then, upon completion, I had her pay the other half plus the shipping costs. She was happy to do so, as she is one of those rare non-quilting people who actually "gets" what goes into making a quilt.