Figuring out what to charge for a quilt is always problematic for me. I've made baby quilts for $35-$50, with a twin $100+ (the $100 was for a very dear friend for her nephew). I know I don't charge enough for my labor, however, most of my quilts are made for friends and family, and what I charge usually equals the cost of fabric and batting, but not my time. I have been asked to make a queen size quilt, but when I quoted $400, they declined, even when the quilt I was asked to make was very labor intensive with both applique and piecing. If people want a handmade quilt, I feel that you should be compensated fairly, if they don't want to spend the money, they can always go to a discount store for one.