Good advice from many. Call AARP if you are or aren't a member. They carry Delta Dental which I had when I was employed. Was not happy with the insurance as it does not give enough as far as I am concerned, but the AARP is straight forward on what they do and don't do. There are two plans A and B. They will send you info explaining every thing. They do have a waiting period of a year on somethings and you still have to pay 50% on some things, etc but they are basically the only game in town. I just got it and had to use it the day after I got It. I had pay $639.72 for year $1342.00 for two I saved about $500-600 after I paid the diffence.. That did not count 2 cleanings included . Remember the TWO plans and look at all the print as usual.