I had the same issue when I first started quilting and couldn't afford to send my quilts out. I finally sat myself down and said you love to piece, can't afford to have someone else quilt so get over it or give it up - dozens of unquilted tops won't do anyone any good. So I just bit the bullet and started in, yes I did a lot of stitch in the ditch but then eventually branched out. What's funny is on my first quilt I thought I did such a horrible job but when I show it I still get compliments. Remember you are your own worst enemy