Loretta -
Etsy is similar to eBay in some ways. You "list" things as you do on eBay, but it's all direct sale instead of bidding/auctions. The listings cost 20 cents each and are good for a couple months. They are easy to renew if they expire.
Etsy hosts your pictures. For eBay, I host my pictures on photobucket or my own website and write an html "page" for the listing. That means I can have different fonts and plenty of pictures, etc. Pictures are what sell quilts. Etsy is more basic - you can only write plain text.
Ebay:
http://cgi.ebay.com/Glory-Quilts-Aqu...item19b8660192
Etsy:
http://www.etsy.com/view_listing.php...ng_id=16865873
The final value fees are lower than eBay's, too, and the payment options aren't so rigid. I find etsy very easy to use, but it's not as "nice" an option for listing something like quilts.
One advantage to etsy is that I can list a $2000 quilt for 20 cents, just as I can a $50 quilt. On ebay, your listing fees go up with the sales price.