My ladies club often want to donate to a charitable cause, we have found local groups who work with and for our mountain community, we donate clothing to a local group who checks, cleans and organizes them, we also give them fabric, household goods, yard tools, anything we think can be used by someone else, also a church in our area collects many things for our neighbors and friends, as for insurance, we are also insured to the hilt, we do so many different things that its hard to keep track, we have replacement value on our house and furnishings, as for my crafts and woodworking hobbies, we provide pictures, and scanned receipts put on a DVD to our insurance company plus we keep a copy at my parents hose, we update the info regularly